Dictionary of SMS shortcuts

4YEO
for your eyes only

IOU1
i owe you 1

2D
to delete

IOW
in other words

2G4Y
too good for you

IRL
in real life

4E
forever

IWALU
I will always love you

AAK
asleep at keyboard

J4F
just for fun

AFAIK
as far as I know

J4I
just for information

AFK
away from keyboard

JAD
just another day

ASAP
as soon as possible

JAM
just a minute

AT
always tomorrow

JAS
just a second

ATW
at the weekend

JK
just kidding

AWHFY
Are we having fun yet?

JMO
just my opinion

AYOR
at your own risc

J2LYK
just to let you know

bg
big grin

KC
keep cool

BBB
bye bye baby

KIT
keep in touch

BB4E
bye bye forever

KMS
killing me softly

BBFN
bye bye for now

KOTC
kiss on the cheek

BBL
be back later

KOTL
kiss on the lips

BBN
bye bye now

L8R
later

BBS
be back soon

LG
lovely greetings

BCDHM
be careful, don't hurt me

LHM
Lord help me

BF
boy-friend

LHU
Lord help us

BH
blockhead

LL&P
Live long and in prosper!

BION
believe it or not

LMHO
laughing my head off

BMHWB
be my hot-water bottle

LOL
lots of laughing/lots of love

BNSCD
but now something completely different

LSHMBIB
laughing so hard my belly is bouncing

BRB
be right back

LSHMBH
laughing so hard my belly hurts

BTW
by the way

LTM
laughing to myself

BWL
bursting with laughter

LTNS
long time no see

C&G
chuckle and grin

LUTA
let us talking again

CB
Ciao Bella/bello

LYWAMH
love you wih all my heart

CIBM
Could it be magic?

LY
love you

CID
crying in disgrace

MC
Merry Christmas

CM
call me

MCAAHNY
Merry Christmas and a happy new year

CMM
change(d) my mind

MCIBTY
my computer is better than yours

CONP
continued on next page

MG
many greetings

COFR
cry out for revenge

MM
mail me

CP
chat post

MTF
more to follow

CPF
Can pigs fly?

MU
miss you

CSG
chuckle, snicker, grin

N4E
never forever

CU
see you

NA
no access

CUIAL
see you in another live

NALOPKT
not a lot of people know that

CUL
see you later

NC
no comment

CUT
see you tomorrow

NES
never ending story

DAE
dreams are empty

NN
nothing new

DAK
dead at keyboard

NP
no problem
DK

don't know

NRN
no reply necessary

DLTBBB
don't let the bed bugs bite

NSN
never say never

DLMBM
don't let me be misunderstood

NT
no trust

DLYVM
don't like you very much

NU
need you

DOM
dirty old man

NWO
no way out

DPWM
don't play with me

O4U
only for you

DTRT
do the right thing

OIC
oh, I see

DUR
Do you remember?

OL
Ol' Lady (wife)

DYSWIS
do you see what I see

OM
Ol' Man (husband)

DWBH
don't worry be happy

OOSOOM
out of sight, out of mind

DWIM
do what I mean

OTOH
on the other hand

E2EG
ear to ear grin

OTTOMH
off the top of my head

EMSG
E-mail MeSsaGe

PC
private chat

EOD
end of discussion

PDS
Please, don't shoot!

EOL
end of lecture

PM
private message

F2F
face to face

PMFJI
pardon me for jumping in

FDROTFL
faling down, rolling on the floor laughing

PMIGBOM
put mind in gear before opening mouth

FLCH
feels like coming home

PMP
peed my pants

FMM
fresh my mind

POAHF
put on a happy face

FOAC
fall over an cry

POOF
left the chatroom in a puff of smoke

FOTCL
falling off the chair laughing

QSL
reply

FOTKL
falling on the keyboard laughing

QSO
conversation

FTL
faster than light

QT
Q-Tip/cutie

FTBOMH
from the bottom of my heart

RL
real life

FUD
fear, uncertainty and doubt

RLAD
read, love and die

FWIW
for what it's worth

ROTFL
rolling on the floor laughing

FYA
for your amusement

ROTFUTS
rolling on the floor unable to speak

FYE
for your entertainment

ROTFWTIME
rolling on the floor with tears in my eyes

FYI
for your information

RTFM
read the ****ing manual


grin

RUOK
Are you ok?

GA
go ahead

SC
stay cool

GAGA
go amused, go amazed

SFE2E
smiling from ear to ear

GAL
get a life

SNERT
snot-nosedegotistical rude teenager

GF
girl-friend

SNU
sender needs you

GFN
gone for now

SO
significant other

GIGO
garbage in, garbage out

SOL
sooner or later

GLGH
good luck and good hunting

SOT
short of time

GLIW
got lost in web

SOTMG
short of time must go

GMBA
giggling my butt off

SWAK
sealed with a kiss

GMTA
great minds think alike

SWL
screaming with laughter

GOK
God only knows

SYS
see you soon

GOOML
get out of my life

TA
thanks again

GOWI
get on with it

TAC
times are changing

GTSY
glad to see you

TAF
that's all folks

H2SYS
hope to see you soon

TILII
tell it like it is

H&K
hugs and kisses

TIME
tears in my eyes

HABU
have a better un'

TMS
touch my soul

HB
happy birthday

TNT
till next time

HB2U
happy birthday to you

TOY
thinking of you

HAGN
have a good night

TP
turn pale

HAND
have a nice day

TT
till tomorrow

HANT
have a nice time

T2YL
talk to you later

HF
have fun

TUVM
thank you very much

HHIS
hanging head in shame

UAD
you are drunk

HSIK
how should I know

UBD
user brain damage

HTH
hope that helps

UMMC
you make ma crazy

HUMM
hope you miss me

UMML
you make me laugh

IAC
in any case

UNAST
you need a special training

IC
I see

VBG
very big grin

IGP
I gotta pee

W4U
waiting for you

IGTP
I got the power

wb
welcome back

IHA
I hate abbreviations

WT
without thinking

IHU
I hate you

WTH
Who the heck?/What the hell?

IITRT
it is the right time

WUWH
wish you were here

IKU
I kill you

Y!
typically male

ILU
I love you

YAFIYGI
you ask for it, you got it

IMO
in my opinion

YBL
You'll be sorry!

IMHO
in my humble opinion

YG
young gentleman

IMNSHO
in my not so humble opinion

YL
young lady

IMPOV
in my point of view

YM
young man

OTW = Outta this World

OTFW = Outta this f-ing world

OTRW = Outta the real world

http://smseverywhere.com/dictionary.html

SMS TERMS

AFAIK -- As Far As I Know

AFK -- Away from keyboard

Alwz -- Always

ASL -- Age, sex, location

ASAP -- As soon as possible

ATB -- All the best

ATK -- At the keyboard

ATM -- At the moment

A3 -- Anytime, Anywhere, Anyplace

B -- Be

B4 -- Before

B4N -- Bye for now

BCNU -- Be seeing you

BAK -- Back at keyboard

BBL -- Be back later

BCNU -- Be seeing you

BBS -- Be back soon

BF -- Boyfriend

BFN/B4N -- Bye for now

BFz4evr -- Best friends forever

BHL8 -- Be home lateBIL --

Boss is listening

BN -- BeenBOL -

Best of luck

BRB -- Be right back

BRBGP -- Be right back gotta pee

BRT -- Be right there

BTW -- By the way

B4N -- Bye for now

C -- See

CU -- See you

CUB L8R -- Call you back later

CU@ -- See you at

CUL -- See you later

CYA -- See you around, See ya

CMi -- Call me

CMON -- Come On

CUB L8R -- Call you back later

CUL8R -- See you later

CYR BOS -- Call Your Boss

CYR BRO -- Call your brother

CYR H -- Call your husband

CYR MA -- Call your mother

CYR OFIS -- Call your office

CYR PA -- Call your father

CYR SIS -- Call your sister

CYR WF -- Call your wife

Dk -- Don't know

DNR - Dinner

doN -- Doing

Dur? -- Do you remember

E2eg -- Ear to ear grin

EOD -- End of discussion

EOL -- End of lecture

EVRY1 -- Everyone

EZY -- Easy

EZ - Easy

FAQ -- Frequently asked questions

FC -- Fingers crossed

F2F -- Face to face

F2T -- Free to talk

F? -- Friends?

FITB -- Fill in the blank

FOMCL -- Fell out of my chair laughing

FYEO -- For your eyes only

FYA -- For your amusement

FYI - For your information

F2F -- Face to face

F2T -- Free to talk

GAL -- Get a life

GF -- Girlfirend

GG -- Good game

GMeSumLuvin -- Give me some lovin’!

GMTA -- Great minds think alike

GR8 -- Great!

GSOH -- Good salary, own home

GTSY -- Glad to see you

GUDLUK -- Good luck

G9 -- Genius

h2cus -- Hope to see you soon

H8 -- Hate

HAGN -- Have a good night

HAND -- Have a nice day

HldMeCls -- Hold me close

HRU -- How are you

Ht4U -- Hot for you

HTH - Hope that helps

H&K -- Hugs and kisses

IAC -- In any case

IAD8 -- It's a date

IC -- I See

ICQ -- I seek youICQ -- A chat program: icq.com

IDK -- I don't know

IGotUBabe-- I've got you babe

IIRC -- If I recall correctly

ILU -- I love you

ILU2 -- I love you too

ILUA -- I love you alot

ILuvU Alwz&4evr -- I love you always and forever

IMO -- In my opinion

IMHO -- In my honest (or humble) opinion

IMBLuv -- It must be love

IMI -- I mean it

IMO -- In my opinion

IMTNG -- I am in a meeting

IM 4 U -- I am for you

Im :) 2hv Mt U -- I'm happy to have met you

IOU -- I owe you

IOW -- In other words

IRL -- In real life

ItsF8 -- It's fate

IUSS -- If you say so

IYD -- In your dreams

IYKWIM - If you know what I mean

J4F -- Just for fun

JFK -- Just for kicks

JK - Just kidding

JHB -- Johannesburg

JstCllMe -- Just call me

KC -- Keep cool

KHUF -- Know how you feel

KISS -- Keep it simple, Stupid

KIT -- Keep in touch

KOTC -- Kiss on the cheek

KOTL -- Kiss on the lips

L&N -- Landing

LDR -- Long distance relationship

LMAO -- Laugh my ass off

LOL -- Laughing out loud

LDN -- London

LSKOL - Long slow kiss on the lips

LTNS - Long time no see

LTNS -- Long time no see

LTNC -- Long time no see

LUV -- Love

LtsGt2gthr -- Lets get together

lyN -- Lying

L8 -- Late

L8r -- Later

MTE -- My thoughts exactly

M$ULkeCrZ -- Miss you like crazy!

MC -- Merry Christmas

MGB -- May god bless

Mob -- Mobile

MU - Miss you

MUSM - Miss you so much

MTE - My thoughts exactly

MYOB -- Mind your own business

M8 -- Mate

NRN -- No reply necessary

NA -- No access

NC -- No comment

NE -- Any

NE1 -- Anyone

NITING -- Anything

No1 -- No one

NP - No problem

nufN -- Nothing

NWO -- No way out

OIC -- Oh, I see

OTOH -- On the other hand

O4U -- Only for you

PITA -- Pain In The A*8

PCM -- Please call me

PCME -- Please call me

PITA -- Pain in the ass

pl& -- Planned

PLS - Please

PLZ 4GV ME - Please forgive me

PML -- Piss Myself Laughing

po$bl -- Possible

PRT -- Party

PRW -- Parents are watching

PTB -- Please Text Back

PUKS -- Pick Up Kids

QPSA? -- Que pasa? (what's happening?)

QT -- Cutie

R -- Are

RGDS -- Regards

RINGL8 -- Running Late

RLR -- Earlier

RMB -- Ring my bell

ROFL -- Rolling on the floor laughing

ROFLOL -- Rolling on the floor laughing out loud

ROTFLMAO -- Rolling on the floor laughing my ass off

ROTG -- Rolling on the ground

ROTGLMAO -- Rolling on the ground laughing my ass off

RTFM -- Read the flaming manual

RU -- Are you

RU? -- Are you?

RU CMNG -- Are You coming

RUOK -- Are You OK?

SC -- Stay cool

SETE -- Smiling ear to ear

SHLM -- Shalom

shopN -- Shopping

SK8 -- Skate

SO -- Significant other

SOL -- Sooner or later

SOL -- Sh_t out of luck

SME1 -- Someone

SPK -- Speak

SPK 2 U L8R -- Speak to you later

SRY -- Sorry

STATS -- Your sex and age

SWALK -- Sent with a loving kiss

SWATK - Sent/Sealed with a tender kiss

SWG -- Scientific wild guess

T+ -- Think positive

TDTU -- Totally devoted to you

Thx -- Thanks

TIC -- Tongue in Cheek

Tks -- Thanks

TMIY -- Take me I'm yours

THNQ -- Thank you

TIA -- Thanks in advance

TLA -- Three letter acronym

TTFN -- Ta ta for now.

TTYL -- Talk to you later

TUL -- Tell you later

T2Go -- Time to go

T2ul -- Talk to you later

U -- You

U2 -- You too

UI! -- You Idiot!

UR -- You are

uvbnsmuchd -- You've been smooched

URT1 -- You are the one

UR TH WKEST LNK GDBY -- You are the weakest link goodbye

UR4Me - You are for me

U4E - Yours forever

VRI -- Very

W@ -- What

W8N -- waiting

WAN2 -- Want to

Wan2 C a moV? -- Want to see a movie?

WAN2 :-* -- Want to kiss?

WB -- Welcome Back

WLUMRy -- Me will you marry me?

WOT -- What

WRT -- With respect to

WRU -- Where are you?

WTF -- What the heck?

WTH -- What The Hell

WTG -- Way To Go!

WTMPI -- Way To Much Personal Information

WUF -- Where Are You From?

WUWH -- Wish you were here

W4u -- Waiting for you

W8 -- Wait

W84M -- Wait for me

X! -- Typical woman

X -- Kiss

XO -- Kiss and a hug

XclusvlyUrs -- Exclusively yours

XLNT -- Excellent

Y -- Why?

Y! -- Typical Man

YBS -- You’ll be Sorry

YGM-- You got mail

YR – Your

Z -- the (affected, as in "what's zee time?")

ZZZZZ – Sleeping

10Q -- Thank You

1DAY -- One day

1ON1 -- One on one

1NC -- Once

2 -- To/Two/Too

2DAY -- Today

2bctnd -- To be continued.

2d4 -- To die for

2g4u -- To good for you

2Ht2Hndl-- Too hot to handle.

2l8 -- Too late

2MORO -- Tomorrow

2NITE -- Tonight

2WIMC -- To whom it may concern

3sum -- Threesome

3 8 1 -- Three words, eight letters, one meaning (I Love You)

4 -- For

4e -- Forever

4gv -- Forgive

4gvn -- Forgiven

4yeo -- For your eyes only

7K - Sick

8 - Ate8ball - Eightball

911 -- Emergency, call me


http://www.environmental-studies.de/SIM-Card/SMS/SMS-glossary/sms-glossary.html

All these incomes are tax-free for FY 2007-08

Here are some of the important items of income, which are fully exempt from income tax and which can be utilised by a resident individual Indian assessee for the purpose of tax planning.


1। Agricultural income


Under the provisions of Section 10(1) of the Income Tax Act, agricultural income is fully exempt from income tax. However, for individuals or HUFs when agricultural income is in excess of Rs 5,000, it is aggregated with the total income for the purposes of computing tax on the total income in a manner which results into "no" tax on agricultural income but an increased income tax on the other income.


Agricultural income which fulfils the above conditions is completely exempt from tax। The manner of calculating tax on total income and agricultural income, is explained in Illustration।


Illustration

For the assessment year 2008-09 an individual has a total income from trading in cloth amounting to Rs 111,000 besides, he has earned Rs 40,000 as income from agriculture.
The income tax payable by him will be computed as under:
On the first Rs 110,000 of taxable non-agricultural income: Nil
On the next Rs 40,000 of agricultural income (falling under 10% slab): Nil
On the next Rs 1,000 of taxable non-agricultural income @ 20%: Rs 200
IT on aggregated income of Rs 111,000 + Rs 40,000 = Rs 151,000: Rs 200


2। Receipts from HUF

Any sum received by an individual as a member of a Hindu Undivided Family, where the said sum has been paid out of the income of the family, or, in the case of an impartible estate, where such sum has been paid out of the income of the estate belonging to the family, is completely exempt from income tax in the hands of an individual member of the family under Section 10(2).


3। Share from a partnership firm

Under the provisions of Section 10(2A), in the case of a person being a partner of a firm which is separately assessed as such, his share in the total income of the firm is completely exempt from income tax since AY 1993-94.
For this purpose, the share of a partner in the total income of a firm separately assessed as such would be an amount which bears to the total income of the firm the same share as the amount of the share in the profits of the firm in accordance with the partnership deed bears to such profits.


4। Allowance for foreign service

Any allowances or perquisites paid or allowed as such outside India by the government to a citizen of India, rendering service outside India, are completely exempt from tax under Section 10(7). This provision can be taken advantage of by the citizens of India who are in government service so that they can accumulate tax-free perquisites and allowances received outside India.


5। Gratuities

Under the provisions of Section 10(10) of the IT Act, any death-cum-retirement gratuity of a government servant is completely exempt from income tax। However, in respect of private sector employees gratuity received on retirement or on becoming incapacitated or on termination or any gratuity received by his widow, children or dependants on his death is exempt subject to certain conditions.


The maximum amount of exemption is Rs 350,000। Of course, this is further subject to certain other limits like the one half-month's salary for each year of completed service, calculated on the basis of average salary for the 10 months immediately preceding the year in which the gratuity is paid or 20 months' salary as calculated। Thus, the least of these items is exempt from income tax under Section 10(10)।


6. Commutation of pension

The entire amount of any payment in commutation of pension by a government servant or any payment in commutation of pension from LIC pension fund is exempt from income tax under Section 10(10A) of IT Act।


However, in respect of private sector employees, only the following amount of commuted pension is exempt, namely: (a) Where the employee received any gratuity, the commuted value of one-third of the pension which he is normally entitled to receive; and (b) In any other case, the commuted value of half of such pension.


It may be noted here that the monthly pension receivable by a pensioner is liable to full income tax like any other item of salary or income and no standard deduction is now available in respect of pension received by a tax payer।


7। Leave salary of central government employees

Under Section 10(10AA) the maximum amount receivable by the employees of central government as cash equivalent to the leave salary in respect of earned leave at their credit up to 10 months' leave at the time of their retirement, whether on superannuation or otherwise, would be Rs 300,000.


8। Voluntary retirement or separation payment

Under the provisions of Section 10(10C), any amount received by an employee of a public sector company or of any other company or of a local authority or a statutory authority or a cooperative society or university or IIT or IIM at the time of his voluntary retirement (VR) or voluntary separation in accordance with any scheme or schemes of VR as per Rule 2BA, is completely exempt from tax. The maximum amount of money received at such VR which is so exempt is Rs 5 lakh (Rs 500,000).


9। Life insurance receipts

Under Section 10(10D), any sum received under a Life Insurance Policy (LIP), including the sum allocated by way of bonus on such policy, other than u/s 80DDA or under a Keyman Insurance Policy, or under an insurance policy issued on or after 1।4.2003 (April 1, 2003) in respect of which the premium payable for any of the years during the term of the policy exceeds 20% of the actual capital sum assured, is fully exempt from tax.


However, all moneys received on death of the insured are fully exempt from tax। Thus, generally moneys received from life insurance policies whether from the Life Insurance Corporation or any other private insurance company would be exempt from income tax।


10. Payment received from provident funds

Under the provisions of Sections 10(11), (12) and (13) any payment from a government or recognised provident fund (PF) or approved superannuation fund, or PPF is exempt from income tax।


11. Certain types of interest payment

There are certain types of interest payments which are fully exempt from income tax u/s 10(15)। These are described below:

(i) Income by way of interest, premium on redemption or other payment on such securities, bonds, annuity certificates, savings certificates, other certificates issued by the Central Government and deposits as the Central Government may, by notification in the Official Gazette, specify in this behalf।


(iia) In the case of an individual or a Hindu Undivided Family, interest on such capital investment bonds as the Central Government may, by notification in the Official Gazette, specify in this behalf (i।e। 7% Capital Investment Bonds);


(iib) In the case of an individual or a Hindu Undivided Family, interest on such Relief Bonds as the Central Government may, by notification in the Official Gazette, specify in this behalf (i।e., 9% or 8.5% or 8% or 7% Relief Bonds); (iid) Interest on NRI bonds;


(iiia) Interest on securities held by the issue department of the Central Bank of Ceylon constituted under the Ceylon Monetary Law Act, 1949;


(iiib) Interest payable to any bank incorporated in a country outside India and authorised to perform central banking functions in that country on any deposits made by it, with the approval of the Reserve Bank of India or with any scheduled bank;


(iv) Certain interest payable by Government or a local authority on moneys borrowed by it, including hedging charges on currency fluctuation (from the AY 2000-2001), etc।


(v) Interest on Gold Deposit Bonds;


(vi) Interest on certain deposits are: Bhopal Gas victims;


(vii) Interest on bonds of local authorities as notified, and


(viii) Interest on 6।5% Savings Bonds [Exempt] issued by RBI.


12। Scholarship and awards, etc.

Any kind of scholarship granted to meet the cost of education is exempt from tax under Section 10(16)। Similarly, certain awards and rewards, etc. are completely exempt from tax under Section 10(17A), for example, Lakhotia Puraskar of Rs 31,000 awarded to the best Rajasthani author, every year under Notification No. 199/28/95-IT (A-I) dated 22-4-1996. Any daily allowance received by a Member of Parliament or by an MLA or any member of any Committee of Parliament or State legislature is also exempt from tax under Section 10(17).


13. Gallantry awards, etc. Section 10(18)

The Finance Act, 1999 has, with effect from AY 2000-2001, provided for complete exemption for the pension and family pension of Gallantry Award Winners like Paramvir Chakra, Mahavir Chakra, and Vir Chakra and also other Gallantry Award winners notified by the Central Government।


14. Dividends on shares and units - Section 10(34) & (35)

With effect from the Assessment Year 2004-05, the dividend income and income of units of mutual funds received by the assessee completely exempt from income tax।


15. Long-term capital gains of transfer of securities - Section 10(38)

With effect from FY 2004-05, any income arising to a taxpayer on account of sale of long-term capital asset being securities is completely outside the purview of tax liability especially when the transaction has been subjected to Securities Transaction Tax (STT)।


Thus, if the shares of any company listed in the stock exchange are sold after holding it for a minimum period of one year then there will be no liability to payment of capital gains। This provision would even apply for the old shares which are held by an assesse and are sold after the Finance (No.2) Act, 2004 came into force.


16. Amount received by way of gift, etc - Section 10(39)

As per the Finance (No। 2) Act, 2004, gift, etc. received after 1-9-2004 by individual or HUF in cash or by way of credit, etc. is being subjected to tax if the same is not received from a relative, etc. However, Section 10(39) provides that the amount received to the extent of Rs 50,000 will, however, be exempt from the purview of tax payment.


Similarly, amount received on the occasion of marriage from non-relative, etc। would also be exempted. It may be noted that the gift from relatives, etc. as mentioned in the section can be received without any upper limit.


Excerpt from the book:
How to Save Income Tax through Tax Planning (FY 2007-08)By R N Lakhotia & Subhash Lakhotia
Publisher: Vision Books
Price: Rs १९०

R N Lakhotia and Subhash Lakhotia are among India's top authorities on taxation. Together, they have written over 100 books on tax planning and are regular columnists for several newspapers.
(C) All rights reserved.

My India Links

Hi Everyone,

At this blog I would be posting various links to the websites. Hope this would be useful to all of you.

Regards,,

Rajesh